USDA Rural Development · Office of Budget & Policy · Finance Office Support BPA

Modern Credit Reform.
Audit-Ready by Design.

House Strategies Group — SBA 8(a) prime — delivering AI-augmented Budget Execution, Budget Formulation, Federal Credit Reform Act compliance, and Federal Accounting support to RD's Office of Budget and Policy. Anchored by a senior bench combining USDA Foreign Service insider depth, $17B HUD/FHA NPL pricing experience, and 16 years inside HUD's Office of Asset Sales.

Sample Solutions Library (25) Meet the Team Live Demos

$224B+

RD Portfolio Scope

$1.2B

Maurice FAS Credit Portfolio (1989-92)

$315M+

FY23 OIG ULO Finding (Addressable)

8(a)

SBA Set-Aside Eligible

Three Pillars

Why House Strategies Group for this BPA.

Three reinforcing capabilities — purpose-built for the OBP's transformation toward a more flexible, responsive, reliable, and secure financial operating model at enterprise scale.

AI-Native Credit Reform Acceleration

Our AI-Expert Reconciliation methodology automates the mechanical 80% of credit-reform work — input file abnormality detection, certification-sheet generation, re-estimate-memo drafting, anomaly flagging at the $40M / 5% threshold — so OBP's career staff focus on judgment, OMB negotiation, and program insight. Aligned with OMB M-25-21 / M-25-22.

OIG-Aligned Audit Readiness

USDA OIG flagged $315M+ in projected ULO-related misstatements in FY23, and the FY25 audit cited a repeat continuous-review-and-monitoring deficiency. We deliver an AI-augmented ULO outreach and triage engine, an automated funds-control reconciliation dashboard, and a versioned audit-evidence repository that closes the loop.

Capital-Markets-Grade Federal Credit Analytics

Brad Dillman (CAIA, FRM, RAI) priced $17B HUD/FHA single-family NPL sales at DebtX. Jelani House contributed to FCRA work product on dozens of HUD OAS sales over 16 years. Maurice House managed a $1.2B USDA FAS export-credit portfolio. Together: institutional Wall-Street rigor on federal credit, at small-business price point and 8(a) access.

Sample Solutions Library

25 problem→solution scenarios

Each scenario maps to a PWS Task Area + FO Responsibility, names the HSG team-member lead, and downloads as a 2-page solution PDF.

Browse all 25
01Data Review/Validation

ULO Certification Triage Backlog

RD's semi-annual and quarterly Unliquidated Obligation (ULO) Certification cycle requires field staff and program offices to attest to the validity of every open obligation across a $224B portfolio, but staffing constraints and inconsistent field response rates have left invalid obligations on the books long past the deobligation trigger — driving the $315M+ OIG-projected misstatement in the FY 2023 audit and a repeat continuous-monitoring deficiency in FY 2025.

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02Data Review/Validation

Funds-Control to Loan-System Reconciliation Gap

RD operates multiple legacy loan systems (PLAS, DLS, CLSS, GLS, LoanServ, AMAS, ECMS) that feed obligation, disbursement, and balance data into FMMI funds-control records and Treasury reporting, and reconciliation gaps between loan-of-record and funds-control-of-record drive both the OIG ULO finding and recurring monthly closeout exceptions.

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03Process Automation

Annual Subsidy Re-estimate Cycle Compression

Per OMB Circular A-11 §185, re-estimates must be made immediately after each fiscal year for every cohort with outstanding loans, and RD's 750+ cohort models from FY 1992 forward make this cycle mechanically intensive — pulling actuals, refreshing default/prepay/recovery curves, running OMB CSC, reconciling to BICS pivots, and assembling re-estimate memoranda.

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04Data Analysis

Modification Subsidy Cost Analysis for Mass Workouts and Refis

Legislative, regulatory, or contractual changes to RD credit programs — e.g., the March 2026 B&I Guarantee bump from 80% to 85% for sub-$5M loans, the September 2024 Section 502 Guaranteed seven-year credit-reestablishment proposed rule, and the March 2026 LITE Delegated Authority Pilot — each require an FCRA modification subsidy cost calculation flowing through OMB CSC, the financing accounts, the apportionment chain, and the OMB Credit Supplement.

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05Data Analysis

Cohort Cash-Flow Model Maintenance Across 750+ Models

RD-FO maintains cohort accounting for every program × every cohort year from FY 1992 forward — approximately 750+ cohort models touched annually — and each model requires actuals refresh, curve recalibration, narrative assumption documentation, and audit-trail continuity. With staff contraction, the per-model time budget is shrinking faster than the cohort population.

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06Data Analysis

Loan Asset Sale and Prepayment Program Subsidy Effects

When RD considers (or executes) loan asset sales, prepayment programs, or portfolio dispositions to GSEs or private investors, the FCRA subsidy estimate must include the effects of those sales — but RD does not have an established asset-sale subsidy methodology, despite OMB A-129 explicitly requiring one when sales are programmatic.

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Explore the Portal

Eight tabs. One submission package.

Team

5 named senior · 4 bench

Past Performance

USDA APHIS · USDA FAS · VA · Syngenta

PWS Coverage

Every PWS line → team lead

Methodology

AI-Expert Reconciliation Log

Solutions Library

25 sample scenarios · PDF downloads

Live Demos

ULO Triage · Re-estimate Memo · Burn Rate

For Evaluators

Compliance snapshot · UEI · CAGE